SAMWUMED offers comprehensive benefit options that covers you and your dependents for primary (day-to-day) and secondary (hospitalisation, preventative & early detection) medical needs.
Option A
YOUNGER MEMBERS AND YOUNG FAMILIES
Option B
MIDDLE AGE MEMBERS AND THEIR FAMILIES
Primary (Day-to-day medical care) Benefits
Day-to-day benefits are those that members can access outside of hospital, such as doctor and specialist consultations and visits, dental procedures, medication and optical care. Each benefit category is subject to limits as specified in the Scheme Rules. These benefits allow you and your family to access a wide range of healthcare services.
Secondary (Hospitalisation, Preventative Care Benefits and Early Detection)
Secondary or Tertiary Care includes hospitalisation and the treatment of Prescribed Minimum Benefit (PMB) conditions. The hospitalisation benefit makes provision for in- hospital admission or transfers to rehabilitation and step-down facilities.
The SAMWUMED Preventative Healthcare and Early Detection benefits provide members with the opportunity to take ownership of their own health and so as not to find themselves seriously ill and being admitted to hospitals. The benefits include the following:
- Free Vaccinations (flu vaccination)
- Free Screenings (Type II diabetes, Papanicolaou (Pap smear) test, mammogram (breast cancer screening), HIV testing and counselling, prostate cancer (a gland in the male reproductive system)
- Healthcare Assessments (Blood pressure, cholesterol, bone density test)
- Robust Maternity Programme (Folic acid, ultrasounds, HIV testing and counselling, vitamin supplements)
