What are medication benefits?

Medication benefits is a basket that contains various types of medication including prescribed, over the counter and dispensed medicines for acute or a chronic condition.

SAMWUMED members and dependents have access to a variety of medicines for once-off or ongoing treatments. Whether on both Option A or Option B, members can access prescribed, over the counter, and chronic conditions.

  • Prescribed medications – are medicines that need a letter or prescription from a medical Practitioner for a pharmacy or any place that dispenses medicine to make it available to the member and or his or her dependents.
  • Over-the-counter medications – are medicines that can be bought without a prescription at a pharmacy.
  • Acute medications – are medicines that are meant to be used for a short amount of time to treat an illness or condition that is short-term.
  • Chronic medications – are medicines that are taken every day for a period of more than six months.


Member Advice

Members are encouraged to use medications that are on the Scheme’s list of approved medications to save their benefits as medication outside of the lists tends to be expensive and may require members to pay additional out of their pockets.

Members are also advised to use SAMWUMED approved pharmacies to avoid paying more for their medication. Click here to access the SAMWUMED Pharmacy Network.  


For more information on SAMWUMED medicine list, visit our website: www.samwumed.org or contact us via our sharecall number: 0860 104 117.