All three categories mentioned above concerns employment. If you are on an open medical scheme your membership may not be terminated based on any of the scenarios provided that your contributions are paid timeously.
As far as restricted schemes are concerned, such as SAMWUMED, you have to meet the eligibility criteria. The eligibility criteria is concerned with your employment. Therefore, you may only belong to SAMWUMED for as long as you are employed within a Municipality. If you are retrenched, you may no longer belong to the Scheme. You will have to join another open medical scheme of your choice. However, if you retire you may stay on as a SAMWUMED member and you will be regarded as a continuation member.